first_img October 17, 2012 399 Views in Data, Government, Origination, Secondary Market September Housing Permits, Starts at Four-Year Highs Housing starts and permits jumped in September to their highest levels since July 2008, the “”Census Bureau and the Department of Housing and Urban Development””: reported jointly Wednesday. [IMAGE]Housing starts jumped 15.0 percent from August to a seasonally adjusted annual rate of 872,000, while permits improved 11.6 percent to 894,000. The percentage increase in starts was the highest since March 2011 and the gain in permits the largest since July 2008.Economists had expected much smaller gains, forecasting September starts at 765,000 and permits at 810,000. The September improvements came in the same month in which the Housing Market Index, the builder confidence measure tracked by the National Association of Home Builders, jumped three points to 41, a six-year high. The sales index for October, released Tuesday, inched up to 42.Total housing completions in September nudged up 0.4 percent to 683,000, the highest level since January 2010.August permits and starts were revised upward, permits from 803,000 to 801,000 and starts from 750,000 to 758,000.Single family starts, which had reached a two-year high in August, improved again to 603,000├â┬ó├óÔÇÜ┬¼├óÔé¼┬Øthe highest level since September 2008├â┬ó├óÔÇÜ┬¼├óÔé¼┬Øfrom 543,000 (revised up from 535,000).[COLUMN_BREAK]September permits were up 45.1 percent from one year earlier, the strongest year-over-year increase since October 1983. Starts were up 34.8 percent, the strongest year-over-year gain since February of this year.The month-to-month report reinforced an improving longer term trend. In the first nine months of this year, total starts have averaged 745,000 compared with 590,000 in the same period last year. Single family starts averaged 518,000 in the first nine months of this year compared with 421,000 in the same period in 2011.Permits have also surged, averaging 770,000 per month thus far this year compared with 602,000 in the January-September period last year. Permits for single family homes averaged 491,000 each month this year compared with 410,000 in the first nine months of 2011.Completions too are up, averaging 625,000 for the first nine months this year compared with 583,000 in the same period in 2011. Single family completions averaged 463,000 thus far in 2012 compared with 443,000 in the first nine months last year. New home sales have averaged 362,000 this year compared with 299,000 in 2011, so the gap between sales and completions (144,000 per month in 2011 and 101,000 in 2012) is shrinking.Single family starts represented 69.2 percent of the total in September, but there has been a subtle shift in housing activity. Single family starts thus far this year averaged 69.2 percent of all starts, down from 71.5 percent in the first nine months of 2011.Total starts rose in three of the four census regions, improving 75,000 in the South, 34,000 in the West and 9,000 in the Midwest while dropping 4,000 in the Northeast. Single family starts also improved in the South, West, and Midwest while falling in the Northeast.Total permits rose month-over-month in all four regions, as did single family permits.center_img Share Agents & Brokers Attorneys & Title Companies Census Bureau Homebuilders Housing Permits Housing Starts HUD Investors Lenders & Servicers National Association of Home Builders Processing 2012-10-17 Mark Liebermanlast_img read more

first_img March 14, 2013 443 Views New,GMH Mortgage Brings On Regional Sales Manager/Assistant VP In Pennsylvania, “”GMH Mortgage Services LLC””: announced the hiring of Janine Ranski as regional sales manager and assistant VP for the New York, New Jersey, and Pennsylvania market.[IMAGE]””We are excited to have someone with Janine’s experience, professionalism, and mortgage experience expanding our New Jersey, New York, and Pennsylvania markets,”” said Frank DiMaio, VP of National Retail Sales for GMH. [COLUMN_BREAK]””Janine’s passion, expertise and tenacity are a huge asset to GMH as we strengthen and expand our market reach within the Mid-Atlantic region.”” Ranski has 20 years of mortgage and finance industry experience. Most recently, she worked at GMAC Mortgage as area sales manager of the New Jersey and New York markets. While there, she built the No. 1 production team within the retail division.Prior to that, Ranski was a branch manager at both Prospect Mortgage and Bank of America as well as an area sales manager at Wells Fargo Home Mortgage.””Having worked closely with Janine in my past, there’s no question she will build upon her prior success by immediately positioning the GMH Mortgage brand of world-class customer service and our superior sales platform to top producers in strategically target areas,”” DiMaio said.””I’m extremely excited about building a top-tier team of mortgage professionals who want to be part of a customer centric company that embodies the spirit of exceeding expectations for both its employees and customers with honesty, integrity and communication,”” Ranski said of her new position. in Data, Government, Origination, Secondary Market, Servicingcenter_img Agents & Brokers Attorneys & Title Companies Investors Lenders & Servicers Movers & Shakers Processing Service Providers 2013-03-14 Tory Barringer Sharelast_img read more

first_img Share in Data, Government, Origination, Secondary Market, Servicing Home sales and prices both improved year-over-year for the 19th straight month in August, according to multiple listing service (MLS) data from “”RE/MAX””:[IMAGE]According to the latest RE/MAX National Housing Report–a survey of MLS data in 52 metropolitan areas–showed August closed transactions declined 5.3 percent month-over-month but increased 6.5 percent year-over-year. August was the 26th consecutive month in which sales climbed above their prior-year levels.Of the 52 metros tracked, 41 posted higher sales than August 2012, and 25 reported double-digit gains, with the highest increases appearing in Burlington, Vermont (+29.6 percent); Chicago, Illinois (+26.7 percent); Manchester, New Hampshire (+24.4 percent); Des Moines, Iowa (+21.2 percent); and Albuquerque, New Mexico (+20.7 percent).At the same time, the median price of homes sold across all areas was $188,450, a 12.9 percent increase year-over-year (albeit a 0.5 percent decline from July). It was the 19th straight month in which the national median price rose on an annual basis.Out of all the markets surveyed, 51 experience higher sales prices than last year, with 23 reporting double-digit increases. The strongest performers in August were Detroit, Michigan (+50.0 percent year-over-year); Miami, Florida (+39.7 percent); Atlanta, Georgia (+39.6 percent); Las Vegas, Nevada (+33.6 percent); and San Francisco, California (+29.3 percent).””Despite low inventory and rising interest rates, demand for housing is strong, and both home sales and prices remain higher than one year ago,”” said RE/MAX CEO Margaret Kelly. “”Now that the active summer season is behind us, the results are clear–2013 is continuing the recovery that started in 2012.””The inventory drought also continued to clear, with declines slowing down for the fifth consecutive month. The number of homes for sale in August was 3.4 percent lower than July’s inventory but 17.4 percent below that of August 2012–which was actually an improvement from the 20.7 percent yearly decline recorded in July. In addition, 11 metro areas reported monthly gains in available inventory.Of all the homes sold in August, the average number of Days on Market was 62, flat from July but 19 days lower than the average in August 2012. The months’ supply of inventory was 4.4, still below the 6-month mark considered to be a “”balanced”” market between buyers and sellers. Agents & Brokers Attorneys & Title Companies For-Sale Homes Home Prices Home Sales Housing Supply Investors Lenders & Servicers Processing RE/MAX Service Providers 2013-09-20 Tory Barringercenter_img RE/MAX Reports Strong Finish for Summer Selling Season September 20, 2013 438 Views last_img read more

first_img September 26, 2013 433 Views in Data, Government, Origination, Servicing Unemployment,Initial Unemployment Claims Continue to Drop Continuing the drop in first-time claims for unemployment insurance, initial filings fell 5,000 for the week ending September 21 to 305,000, the “”Labor Department””: reported Thursday. Economists had expected the number of claims to jump up to 330,000 from the 309,000 originally reported for the week ending September 14. The number of filings for that week was revised up to 310,000.[IMAGE]The four-week moving average of first-time filings fell to 308,000–the lowest level since June 2007–from 315,0000 one week earlier.Continuing claims for jobless benefits–reported on a one-week lag–rose 35,000 to 2,823,000 for the week ending September 14. The number of continuing claims for the week ending September 7 was revised up to 2,788,000 from the originally reported 2,787,000.The four-week moving average of continuing claims dropped 42,750 to 2,842,500, the lowest since February 2008.Initial claims data for the week ending September 7 had been affected by the Labor Day holiday and because California and one other unidentified state upgraded their computer systems, which delayed processing claims. There were no similar exogenous events for the week covered by Thursday’s report. First-time claims have declined in four of the last five weeks, with the only increase–16,000 for the week ending September 14–representing a correction to account for the computer upgrades.The Labor Department reports have been affected as well by favorable seasonal adjustment factors built around recurring, historic events, including tropical storms. Those storms did not materialize this year, but the adjustment factors anticipated and accounted for them nonetheless. Claims often jump following such storms, and the adjustment factors are designed to make reduce the volatility.Initial claims generally reflect layoffs, while continuing claims reflect hiring. A decrease in continuing claim suggests employers have a collective need for more workers, while an increase in first-time claims suggests companies may be overstaffed.This weeks’ report revised data for the “”reference week”” used by the Bureau of Labor Statistics (BLS) in preparing the monthly employment situation release for September to be reported October 4. [COLUMN_BREAK]That the claims data remained significantly lower than recent weeks could suggest an important shift in labor trends. However, workers hired for summer jobs at retailers or restaurants and hotels could swell unemployment ranks when those jobs end with the close of the summer. Retail and restaurant and hotel jobs represented nearly half of the increase in employment in the last three months.From mid-August to mid-September, the number of first-time claims dropped 27,000, and the four-week moving average fell 15,500, suggesting layoffs were less of a drag on payrolls. That said, the four-week moving average of initial claims fell 16,000 from mid-July to mid-August, and the BLS reported payrolls grew a disappointing 169,000 in August as the unemployment rate fell to 7.3 percent–largely because of dropout from the labor force which fell 312,000, or 0.2 percent (five times the average decline in the labor force in the previous 12 months).The always important unemployment rate took on added significance in light of the Federal Reserve’s announced intention to begin tapering its monetary stimulus program once the unemployment rate drops to 6.5 percent. Fed Chairman Ben Bernanke reiterated that intention following last week’s meeting of the Federal Open Market Committee.The Labor Department said the total number of people claiming benefits in all programs for the week ending September 7 was 3,921,399, an increase of 22,769 from the previous week. There were 5,173,998 persons claiming benefits in all programs in the comparable week in 2012. No state was providing Extended Benefits program during the week ending September 7. According to BLS, 11,316,000 persons were officially considered unemployed in August, with 4,290,000 “”long-term”” unemployed–that is, out of work for at least 27 weeks. Of those individuals counted as unemployed, 7.40 million were not receiving any form of government unemployment insurance for the week ending September 7, up from 7.27 million one week earlier.The Labor Department also reported 1,348,526 persons claiming Emergency Unemployment Compensation (EUC) benefits for the week ending September 7, an increase of 32,563 from the prior week. There were 2,160,448 persons claiming EUC in the comparable week in 2012. EUC benefits this year were also directly threatened by the federal budget sequester. According to the Labor Department detail, also reported on a one-week lag, the largest increases in initial claims for the week ending September 14 were in California (+22,611), Florida (+3,946), Georgia (+2,690), Nevada (+2,504), and New York (+1,871), while the largest decreases were in Oklahoma (-439), Tennessee (-404), Kansas (-351), Massachusetts (-304), and Idaho (-294).The increase in first-time claims in California, the Labor Department said, reflected the first full week of processing under the new, upgraded computer system there._Hear Mark Lieberman Friday on P.O.T.U.S. radio, Sirius-XM 124, at 6:20 a.m. Eastern and follow him on Twitter at @foxeconomics._center_img Agents & Brokers Attorneys & Title Companies Ben S. Bernanke Bureau of Labor Statistics Federal Reserve Investors Jobs Labor Department Lenders & Servicers Mark Lieberman Payrolls Processing Service Providers Unemployment 2013-09-26 Mark Lieberman Sharelast_img read more

first_img Home Prices Recovery 2014-06-02 Tory Barringer Share June 2, 2014 482 Views A new report indicates more than one-third of the nation’s top largest and midsize markets have achieved full price recovery, though further gains are expected to come slower as certain areas show signs of released its Local Market Index for March, recording year-over-year price gains in all 100 of the country’s top markets and in each of the additional 200 midsize markets surveyed. For the 10th straight month, the West dominated the list in annual increases, with California alone accounting for six of the top 10 yearly improvements—including San Diego, where prices were up more than 16 percent year-on-year.Compared to February, 79 of the top 100 largest markets posted gains, while an additional 162 smaller metros showed positive movement.The most recent increases brought another handful of markets up to a full recovery, with a total of 102—35 of the largest and 67 midsize—rebounding completely. Another 57 percent of surveyed markets have come back at least halfway from their lowest recessionary price.”As peak real estate season gets underway, hundreds of markets moved closer to rebound status with several reaching full price recovery,” said Brock MacLean, EVP of “The top 300 U.S. markets have seen average annual gains of eight percent with the lowest gains still above three percent.”While the South and West are looking relatively healthier, indicators are less hopeful elsewhere in the country. According to, price increases in the Midwest and Northeast have slowed in the last several months, with the latter actually posting decreases recently.”As tight inventory boosts prices and recent graduates struggle with student debt, we’re now seeing signs of slowing in specific regions of the country indicating a recovery may be a longer process in certain areas,” MacLean explained.center_img in Daily Dose, Data, Featured, Headlines, News Prices Fully Recovered in One-Third of Top U.S. Marketslast_img read more

first_img January 20, 2015 559 Views in Daily Dose, Data, Featured, News American Enterprise Institute First-Time Homebuyers 2015-01-20 Tory Barringer First-Time Homebuyer Share Rises in Decembercenter_img Share First-time buyers accounted for an increasing share of home purchase mortgages in December, according to an alternative measure released Tuesday.Researchers at the American Enterprise Institute’s (AEI) International Center on Housing Risk estimate that Americans buying their first home made up about 50 percent of December’s purchase mortgage market, up slightly from November.The results are a far cry from the monthly numbers put out by the National Association of Realtors (NAR), which for November estimated that first-time buyers were at a 31 percent market share. The group says that their data, which draws from a pool of millions of loans, is more representative than NAR’s smaller survey.Edward Pinto, codirector of the International Center on Housing Risk, explained why the difference between the two measures is so important.”Discussions about homeownership and credit availability are hampered when not grounded in good measurements of loan availability and risk,” Pinto said. “The NAR’s flawed survey results are encouraging policy makers to repeat past mistakes on the basis of a faulty story: that few first-time buyers are entering the housing market. Our data tells a different story.”Looking only at home purchase mortgages with a government guarantee, AEI researchers say the first-time buyer share is close to 55 percent, a slight increase over November.Going by agency, the Federal Housing Administration (FHA) continued to attract large numbers of first-timers, posting a first-time buyer share above 80 percent. That was followed by Rural Housing Services at 75 percent, the Department of Veterans Affairs at close to 50 percent, Fannie Mae at 45 percent, and Freddie Mac at less than 40 percent.The higher share of new buyers brings with it a higher risk. Based on the performance of 2007 vintage mortgages following the financial crisis, AEI predicts nearly 15 percent of agency first-time buyer loans would default in a new stress event—about 6 percentage points higher than the group’s stressed default projections for repeat homebuyers.The researchers say the higher risk reading reflects multiple factors, including first-time buyers’ higher loan-to-value ratios and long loan terms.”Given the combination of little money down and slow amortization, these buyers will have very little home equity for a number of years unless their house appreciates substantially. In addition, about one-fifth of first-time buyers taking out mortgages had a FICO score below 660, the traditional definition of subprime mortgages, and one-quarter had total debt-to-income ratios above 43 percent, the limit set by the Qualified Mortgage rule,” they said.last_img read more

first_imgPerfect Practice, Affinity Consulting Partner for Streamlined Offerings Perfect Practice, an Orlando, Florida-based provider of legal management services technology, announced this week a partnership with Affinity Consulting Group, which offers technology and management solutions for law firms and legal departments.“The partnership will create a streamlined array of services,” according to Perfect Practice.Affinity Consulting will offer its clients Perfect Practice’s product suite in the capacity of a value added reseller, and Affinity will help Perfect Practice clients maximize their efficiency with Perfect Practice and their full suite of technologies.“With this partnership, we will be providing clients the software solutions they need to stay organized and the expertise they need to streamline operations,” said Monty Helin, Chairman of Perfect Practice.Helin also said, “At Perfect Practice, we honestly can’t think of a better match than Affinity Consulting.”Debbie Foster, a partner at Affinity Consulting Group said of the partnership, “Perfect Practice has always been a well-respected case management solution in the industry. Our dynamic consulting and training solutions are a great match and we’re really excited to work with the Perfect Practice Team.”“This will be a win for both of us, but it will be an even bigger win for our customers,” she added.Perfect Practice has provided technology for legal professionals for more than 30 years.Affinity Consulting Group leverages the experience of former attorneys, law firm administrators, paralegals, law firm trainers, and legal IT professionals to offer strategic technology solutions to maximize efficiency. Affinity Consulting Group Financial Technology Legal Professionals Perfect Practice 2017-05-31 Krista Franks Brock in Headlines, News, Technologycenter_img May 31, 2017 557 Views Sharelast_img read more

first_imgBlack Knight’s LoanSphere Empower LOS Launches New Robotics Capabilities Share December 3, 2017 644 Views Black Knight Company News FinTech. LoanSphere Empower. robotics capabilities 2017-12-03 David Whartoncenter_img On November 30, Black Knight, Inc. announced that it has added robotics capabilities to its LoanSphere Empower loan origination system (LOS) to help clients maximize automation and enhance overall operational efficiencies throughout the loan production process. Black Knight’s comprehensive Empower LOS supports the retail, wholesale, consumer direct, and home equity channels, helping lenders electronically capture, process, underwrite, and close loans.The advanced robotics capabilities in Empower are designed to facilitate automated processing of certain tasks, based on the lender’s configuration, without the need for human intervention—often referred to as “lights-out processing.” This advanced technology actively monitors the LOS for key data changes—or lack of necessary changes—and triggers automated or manual tasks that need to be completed based on configurable logic, when appropriate.The robotics functionality also triggers third-party service integrations, such as flood, appraisal, and title, via lights-out processing, eliminating the need to manually perform many of the redundant tasks commonly required during loan fulfillment. For example, Empower can systematically order and review flood zone determinations, and based on predetermined rules, complete the evaluation task. If the subject property is not in a flood plain, then the evaluation task will automatically be checked off as completed, requiring no further action. If the subject property is in a flood plain, the system will alert the processor, and automatically prepare the borrower flood notification letter. The technology offers numerous other opportunities to deploy lights-out functionality.“Empower’s robotics capabilities can provide significant benefits to lenders, including risk mitigation, since the advanced automation helps eliminate human errors,” said Rich Gagliano, President of Black Knight’s Origination Software division. “With robotics, more loans can be processed, enabling clients to scale their operations and lower the average origination cost per loan. Lenders can also benefit from decreased turn times and increased customer satisfaction because robotics can help lenders eliminate bottlenecks and speed up processes, creating an improved customer experience.” in Daily Dose, Headlines, journal, News, Technologylast_img read more

first_img May 25, 2018 694 Views CoreLogic Launches First Non-Weather-Related Risk Solution CoreLogic Fire homes HOUSING Insurance Locations Inc property real estate Risk Water Weather 2018-05-25 Radhika Ojha Property information and analytics provider, CoreLogic, announced the availability of two products that comprehensively assess non-weather-related water and fire risk. WaterRisk and FireRisk, both products of Location, Inc., are the first to measure the frequency of non-weather-related water and fire events and represent the only non-weather-related risk assessment solutions available on the market today.Property insurers have historically been unable to accurately analyze the likelihood of non-weather-related hazards, such as plumbing and appliance leaks or the likelihood of house fires, due to a lack of consistent and complete data that capture unaccounted for water and fire risk. “However, non-weather-related water damage accounts for approximately 20 percent of all homeowner insurance losses nationwide, and 84 percent of home structure fires are either intentionally ignited, smoking accidents or a result of misused or failed cooking equipment, unattended candles or failures of heating and electrical systems,” CoreLogic said.WaterRisk and FireRisk by Location, Inc. are the first non-weather risk solutions built using advanced predictive analytics that look at appliances, systems, wiring, structures, climate, and geographical location. This enables insurers to more accurately quantify the likelihood and severity of damage from water and fire beyond previous methods of qualification. The solution utilizes 2 billion data points nationwide, as well as unique geospatial risk models to generate over 11 million points of risk.“Historically, insurance risk has been calculated primarily through the analysis of natural hazard risks such as hail, flood, wildfire and storm surge, without the inclusion of non-weather hazards,” said Steve Brewer, Executive, Insurance, and Spatial Solutions at CoreLogic. “With WaterRisk and FireRisk, insurers are now empowered with these previously unaccounted-for quantifiers of risk to more accurately underwrite and price policies commensurate with real risk. We are proud to offer our clients the missing piece, the only non-weather-related solution for the insurance industry that uses measurable data to holistically assess structural risk.”With complete, seamless U.S. coverage at the individual block level, the products offer 300 times more granularity into specific property risk factors than the average ZIP code analysis can provide. Both products identify precise, measurable data on previously unquantifiable factors such as poorly maintained properties, improper storage of flammable materials or plumbing system failures.“We are passionate about building data sets and uncovering sources where no other company can,” said Andrew Schiller, CEO at Location, Inc. “WaterRisk and FireRisk represent an enormous opportunity for the property insurance industry to improve accuracy and outcomes. We have had strong results testing with carriers nationwide, are excited about the use cases we are already seeing with clients.”WaterRisk and FireRisk, are available for portfolio consumption and through RiskMeter Online from CoreLogic.center_img in Headlines, News, Technology Sharelast_img read more

first_imgbrochurecruiseexpeditionsluxuryPonant ‘Polar & Tropical Luxury Expeditions Collection’ brochure is PONANT’s latest brochure release – for 2019 and 2020 – and features 83 expedition voyages for adventurous travellers who enjoy their creature comforts. “This all-new 124 page ‘Polar & Tropical Luxury Expeditions Collection’ brochure features 83 hallmark expeditions departing between May 2019 and April 2020 – some conducted, for the first time, in partnership with National Geographic Expeditions,” said Monique Ponfoort, Vice President PONANT Asia Pacific.Itineraries range from 8 nights to 44 nights and include the polar regions – Arctic, Iceland and Alaska in the North, to the Antarctic, South Georgia and Chilean Fjords in the South. Tropical expedition itineraries highlight the Seychelles and Maldives, Borneo, West Papua, Indonesia, Melanesia, Polynesia, Micronesia and Latin America. Closer to home expeditions explore the remote Sub Antarctic Islands and Australia’s own Kimberley region, plus Fiji, New Caledonia, Vanuatu, Solomon Islands, Papua New Guinea, West Papua and the Indonesian Moluccas.In addition to voyages onboard the fleet of sister ships, L’Austral, Le Boreal, Le Soleal and Le Lyrial, the brochure features a range of expeditions for three of PONANT’s latest additions to its fleet, the purpose-built compact luxury expedition ships Le Laperouse, Le Bougainville and Le Dumont-d’Urville.IMAGE: Le Boreal in Antarctica/Mathieu Gesta/PONANTlast_img read more

first_imghotelsMarriott InternationalSt Regis Hong Kong With the opening of the luxurious new St. Regis Hong Kong, Marriott International has marked its 7,000th property with a further 1,700 hotels projected to be added globally by the end of 2021. The St. Regis Hong Kong is a stunning 27-storey luxury hotel featuring butler service, and multiple restaurants, is emblematic of Marriott’s global expansion strategy, which focuses on the highest lodging tiers as well as fast-growing international markets such as Hong Kong. The company’s first property, the Twin Bridges Marriott, opened in 1957 and was a four-storey motor hotel in Arlington, Virginia.“Our newest luxury hotel – The St. Regis Hong Kong – is a testament to our well-defined global growth strategy,” said Tony Capuano, Marriott’s Executive Vice President and Global Chief Development Officer. “By leveraging our industry-leading luxury brands, including those we gained from the Starwood merger, our robust relationships with multi-unit owners and our expertise in identifying strategic opportunities in global gateway markets such as Hong Kong, we are well positioned to expand our global footprint by 25 percent in the next three years.”last_img read more

first_imgAndre Ellington struck first, recording his first career touchdown on a 36-yard first quarter reception. He finished the game with 42 yards receiving and 20 yards rushing. Kerry Taylor, fresh off the practice squad, tallied three receptions for 40 yards. The players received extensive action for different reasons. Ellington was in the game because the team sees him as an electric playmaker who can help the offense, whereas Taylor was pressed into action because of Larry Fitzgerald’s injured hamstring. Both stepped up and made big plays. The better things go for the team’s youth, the better the team’s prospects for the future appear. Depth is a valuable currency in the NFL, especially when it’s under the age of 25. So factor in that and, perhaps, the idea that being young is no longer considered to be a bad thing, and you have an understandable youth movement. In the same way Arians said it’s all about what you can do, not how old you are, running back Rashard Mendenhall said there comes a point where age does not matter.“Once you make the 53 (man roster) you’re not looked at as a rookie anymore,” the 26-year-old in his sixth NFL season said. “We need you to produce, and they’ve been able to do that.” Former Cardinals kicker Phil Dawson retires Like with many young players, it is apparent that the raw talent is there. But the ability to play such a vital role early in their careers comes from the confidence the coaching staff has in them. And that, Ellington said, comes from showing the coaches what they can do in practice.“It means a lot for the coaches to have that trust in me early on in my career,” Ellington said after the game. “I’m glad I had the opportunity to just go out there and show them that I deserve that.”Taylor is in much of the same boat, because while he’s well-traveled for a 24-year-old NFL player, this is the first time he’s recorded a catch in an NFL game. He said this is the first time he’s really received a good chance from a team, and now it’s up to him to continue to prove he’s worthy of a roster spot.But Taylor, like many of the other younger players on the team, is in the same boat there. “We’re all trying to learn together and looking up to the veterans and asking them for advice,” Taylor said. “Just trying to learn the little things.“We definitely help each other out throughout the game, whether it’s offense, defense or special teams. We keep each other going.” Comments   Share   The 5: Takeaways from the Coyotes’ introduction of Alex Meruelocenter_img Derrick Hall satisfied with D-backs’ buying and selling Head coach Bruce Arians is not afraid to throw his young players into the fire, as he learned during his time as an assistant with the Pittsburgh Steelers and then last season with the Indianapolis Colts that sometimes you just have to play the guys you’ve got.“Just had to do it,” he said when asked where the willingness to turn to young players comes from. “Had to do it a lot over the past five or six years.”Arians added that back when he was an assistant with the Steelers, the team tended to have a lot of veterans on defense with young players on offense. And since the new Collective Bargaining Agreement allows for more offseason practice time with rookies than veterans, it is easier to get the rookies acclimated and ready to play sooner than before.“As long as a guy shows me he can play football, we’ll play him,” the coach said. That was apparent in Sunday’s 25-21 win over the Lions. The team’s younger players were all over the box score, with some (Ellington, Taylor) making impacts on offense, and others (Tony Jefferson, Tyrann Mathieu and Justin Bethel) making their respective marks on defense and special teams. Grace expects Greinke trade to have emotional impact Top Stories last_img read more

first_imgArizona Cardinals wide receiver Larry Fitzgerald (11) celebrates his touchdown against the Seattle Seahawks during the first half of an NFL football game, Sunday, Jan. 3, 2016, in Glendale, Ariz. (AP Photo/Rick Scuteri) The model incorporates numerous factors, including three (expected points contributed by offense; simple rating system, or SRS; and offense simple rating system, or OSRS) used by Pro Football Reference to measure teams’ offensive efficiency and quality. The expected points statistic reflects the fact that all yards are not created equal, illustrating which teams are able to make the most of their offensive opportunities. That is, a 12-yard gain on third-and-20 adds more to a team’s yardage total than a 3-yard gain on third-and-1, but the latter play is more valuable. This measurement is meant to account for that difference. The simple rating system statistics are a measure of a team’s caliber relative to the league average, based on margin of victory and strength of schedule. The model also rewards wins and penalizes teams that punt or turn the ball over frequently. In other words, teams that are efficient on offense, play well against tough opponents, and take care of the football will rate higher than those that don’t.It is noted that the formula does not equate for personnel changes — like the Bengals using backup QB A.J. McCarron due to starter Andy Dalton being hurt, but a look at how it rated the playoff teams from each of the last three seasons shows it can be a fairly accurate judge of what is to come. Derrick Hall satisfied with D-backs’ buying and selling If we are being honest, math is not something all of us enjoy.It’s math’s fault for being too difficult.However, that does not mean it does not come in handy every now and again, even in the world of sports.Now, if we’re being honest again, the equations used here by to predict the postseason are very much above our heads.At the same time, Cardinals fans will be pleased to know that according to their formula, which uses regular-season team statistics to predict which teams will win their respective conferences, the chosen matchup is Arizona vs. the Cincinnati Bengals. Comments   Share   The 5: Takeaways from the Coyotes’ introduction of Alex Meruelocenter_img Top Stories Grace expects Greinke trade to have emotional impact Former Cardinals kicker Phil Dawson retires In 2014, it had the Seahawks and Patriots matching up; in 2013, it was the Broncos and Seahawks, and in 2012 it had Patriots vs. Falcons, when that season it was the 49ers and Ravens who played in the big game.It’s important to remember something about football: a few key plays can drastically change the outcome of a game. Consider, for example, the 2014 NFC title game, in which the Seahawks completed a late comeback thanks to a number of seemingly improbable plays, including a botched onside kick recovery. This model can predict who’s more likely to win, but it can’t, obviously, account for this unpredictable element of football. A play such as a red zone pick-six could, potentially, cause a 14-point swing. This makes modeling football challenging — but it also makes it fun.So there you go, Cardinals fans. According to math, your team is going to be playing in Super Bowl 50 on Feb. 7 against a team they beat 34-31 earlier in the season.last_img read more

first_imgGo back to the e-newsletter >Paradise Cruises, creator of luxurious overnight cruise experiences on Halong Bay, is strengthening its focus on hotel operations with an expansion that sees the brand name change from ‘Paradise Cruises’ to ‘Paradise Hotels & Cruises’.Paradise Suites Hotel, part of Paradise Hotels & Cruises, will double its room inventory by adding 76 suites that will be available to guests by April 2016. The hotel’s private beach will be transformed into a beach club over the next few months. Other new additions to the luxury property will include a souvenir shop and an elegantly designed new lobby and terrace.The property has been operating on Tuan Chau Island for one year and impresses with a blend of Vietnamese authenticity, a laidback yet luxurious ambience and the utmost of privacy and comfort.Facilities of the hotel include a Whisky Gallery Bar, JO Pub and 1958 restaurant, serving Vietnamese cuisine.Paradise Suites Hotel provides bicycles for guests to explore nearby villages as well as guided tours for those who stay on the island.Cruise operations of the group currently comprise 9 vessels divided into four categories: Paradise Luxury, Paradise Privilege, Paradise Peak and Paradise Explorer.The Paradise Luxury line received a major overhaul earlier this year and is now sparkling with brand-new furnishings and newly designed common areas. Paradise Hotels & Cruises plans to renovate the Privilege and Peak lines next year.Go back to the e-newsletter >last_img read more

first_imgGo back to the e-newsletterHotel Zoo Berlin’s new rooftop bar opened on 15 June, featuring stylish lounge furniture and fire pits amid the lush greenery of bamboo, grass and wisteria.The open-air space carries the design stamp of interior designer Dayna Lee of New York and LA-based design studio Powerstrip Studio, who are also responsible for the stately townhouse look that permeates the hotel’s 144 rooms and suites.Since its grand reopening at the end of 2014, Hotel Zoo Berlin’s Grace Bar & Restaurant has established the hotel as a major player in the capital’s hospitality scene – a reputation further cemented by the launch of the rooftop bar.“With the new Hotel Zoo we have already brought up an outstanding location among Berlin’s choice of fantastic venues. The rooftop terrace adds another dream destination to the hotel’s allure.” says Manfred Weingärtner, who took over the hotel in 2005 with his partner Robert Hübner. Since its relaunch in 2014, after a two-year renovation, the hotel has become one of Berlin’s hottest locations and a favoured haunt of the fashion, film and media set.Go back to the e-newsletterlast_img read more

first_imgWith only a few days until the launch of Seabourn’s newest ultra-luxury vessel, Seabourn Encore, the award-winning cruise line has revealed that its latest ship will feature its first dedicated sushi restaurant.To be named Sushi, the new restaurant will feature a menu that is a perfect blend of authenticity, to maintain the root of the cuisine, and a twist of Seabourn’s culinary expertise.Hamachi, tuna, prawns and other fresh fish products will be shipped from Japan and served a la carte for dinner while at lunchtime the restaurant will feature three varieties of bento boxes: meat, seafood and vegetarian.Seabourn Encore designer Adam D. Tihany said Sushi’s dining space was intimate and beautifully appointed, with views overlooking the ocean: “The décor is all off-white, almost like a very delicate Japanese eggshell. The sushi bar is bespoke with Venetian glass fixtures to create a shimmering effect.”Sushi will also feature a private dining table secluded from the rest of the restaurant offering small groups of guests a more intimate experience.The 600-guest Seabourn Encore will cruise Australian waters during its first season, making nine maiden calls to Australian ports from Darwin to Geelong between 22 January 2017 and 17 March 2017 following its gala naming ceremony in Singapore in early January. The ship will embark on its first sailing from  Athens on 4 December.The ship expands and builds on the line’s award-winning and highly acclaimed Odyssey-class ships, which revolutionised ultra-luxury cruising with enhanced accommodations and innovative amenities when they were introduced between 2009 and 2011. A sister ship, Seabourn Ovation, will join the fleet in 2018.last_img read more

first_img Embarking in January 2022 roundtrip from San Francisco, the voyage circumnavigates the inspiring Pacific Rim aboard the all-suite, all-balcony Seven Seas Mariner. The voyage will explore 17 countries and 59 ports of call with 18 overnight stays. Go back to the e-newsletter The unique Elements of the Pacific itinerary showcases areas where our planet’s elements of water, earth, fire and ice crafted and shaped the globe. Guests will discover these elements as they escape to the inviting waters of the South Pacific and “earthen wonderlands” of Australia and New Zealand, savour the fiery flavours of Southeast Asia and touch on the volcanic edges of Russia before standing in awe of Alaska’s majestic ice fields.“Regent strives to continually expand our immersive itineraries and offer exceptional experiences for our guests,” said Jason Montague, President and Chief Executive Officer of Regent Seven Seas Cruises. “Elements of the Pacific is our first extended voyage dedicated to exploring Asia-Pacific in-depth since 2009. The stellar response to this voyage shows not only increasing popularity of extended voyages and growing consumer interest in Asia-Pacific culture and history, but also the overwhelming desire for authentic and unique experiences in luxury travel.” Want to be in the luxury travel know? Subscribe to our free eNewsletter here to keep up to date with everything in the luxury travel industry.center_img Regent Seven Seas Cruises‘ 2022 World Cruise, Elements of the Pacific, has smashed the company’s previous record for bookings on the day reservations opened. Launch-Day bookings (on 10 July) for the 120-night Asia-Pacific voyage, shattered RSSC’s prior record by 39%, and interest has remained at record levels during the initial three-week launch period.Learn more about the itinerary aboard Seven Seas Mariner in LATTE‘s previous article here. Go back to the e-newsletterlast_img read more

first_imgBored of V? Didn’t get Glastonbury tickets? Fed up with camping in the mud? There are plenty of alternatives for the music festival-goer in the UK, Europe and the rest of the world. Here are 20 of the biggest, the best, the sunniest and the downright craziest. Rock on! 10. Montreux Jazz FestivalWhere: Montreux, SwitzerlandWhen: 5-20 JulyWhat: Historic festival that’s hosted names from Ella Fitzgerald to Frank Zappa… and Status QuoWho: Prince, Deep Purple, Bobby WomackWhy: To take the Jazz Train through the Alps11. PohodaWhere: Trencin, SlovakiaWhen: 11-13 JulyWhat: Family-friendly fest featuring big names in rock, pop and danceWho: Smashing Pumpkins, PeachesWhy: There’s a kids’ club where you can leave your offspring while you mosh to The Offspring. Not that they’re playing.12. BenicassimWhere: Valencia , SpainWhen: 18-21 JulyWhat: All your favourite acts, plus sunshine and cheaper beerWho: The Killers, Arctic MonkeysWhy: Swap the mud and rain for Spain… yeah, yeah, yawn13. MetaltownWhere: Gothenburg, SwedenWhen: 4-6 JulyWhat: Metal, metal and more metal (like, duh, what were you expecting, The Carpenters?)Who: Slipknot, Korn, DanzigWhy: Just so you can attempt to say ‘I’m going to Metaltown’ while keeping a straight face14. OutlookWhere: Pula, Croatia When: 29 August – 2 SeptemberWhat: Beats by the beach for those who like their beats more Andy C than Armin Van BuurenWho: LTJ Bukem, The Pharcyde, GoldieWhy: Boat parties fuelled by sub-bass, sunshine and, quite possibly, alcohol15. Hellfest Where: Clisson, FranceWhen: 21-23 JuneWhat: Well, from the name you may have deduced that it’s not a family-friendly event featuring magicians and story-telling tentsWho: Def Leppard, ZZ Top, WhitesnakeWhy: So you can tell your mum you saw Pig Destroyer Mainland Europe6. Rock WechterWhere: Leuven, BelgiumWhen: 4-7 JulyWhat: Mega rock festival with heavyweight line-upWho: Rammstein, Tame Impala, Vampire WeekendWhy: They publish all the times that bands are on stage in advance, so you don’t have to fork out even more cash on one of those lanyard thingys7. TomorrowlandWhere: 26-28 JulyWhen: Boom, BelgiumWhat: ‘A trippy technicolour fantasy’Who: Avicii, Knife Party, Armin Van BuurenWhy: It’s set in an amusement park, so you can go on the rollercoasters when you’ve had a few beers8. RoskildeWhere: Roskilde, DenmarkWhen: 29 June – 7 JulyWhat: Massive, famous music festival, once graced by Status QuoWho: Kris Kristofferson, KraftwerkWhy: To witness/take part in the annual Nude Run, the male and female winners of which win a ticket for next year9. SzigetWhere: Budapest, HungaryWhen: 5-12 AugustWhat: Europe’s biggest music festival, held on an island in the DanubeWho: Bad Religion, The CribsWhy: It goes on for a whole week (if that’s a good thing), and boasts ‘an electronically amplified, warped amusement park that has nothing to do with reality’ Related20 best music festivals 2014Forget Reading. How about Hellfest? 20 of the biggest, best and craziest music festivals in the world in 2014.Top 20 music festivals in 201220 of the biggest, best and the craziest music festivals in the worldReal Value Music Festivals: budget savvy music fans should head to PolandReal Value Music Festivals: budget savvy music fans should head to Polandcenter_img The rest of the world16. Burning ManWhere: Black Rock Desert, Nevada, USAWhen: 26 August – 2 SeptemberWhat: The daddy (or should that be Earth Mummy?) of far-out festivals. Makes Glastonbury look like The Proms, especially after a shandy or twoWho: ‘Burning Man isn’t your usual festival, with big acts booked to play on massive stages’, they sayWhy: $380 and they haven’t even booked The Kaiser Chiefs. Why indeed!17. Strings & SolWhere: Puerto Morelos, Mexico When: 11-15 DecemberWhat: As the name suggests, music and sunshine, by the beach on the Mayan RivieraWho: Railroad Earth, Leftover Salmon, Greensky BluegrassWhy: You’ll be goin’ loco down in Acapulco,,, well, almost18. Craven Country JamboreeWhere: Regina, Saskatchewan, CanadaWhen: 11-14 JulyWhat: ‘The World’s Greatest Country Music Festival’Who: Dixie Chicks, Randy TravisWhy: If Hank Williams was still with us today, he’d be there19. ShambhalaWhere: Nelson, British Columbia, CanadaWhen: 7-12 AugustWhat: Not for the faint-hearted! New Age-y electronic music festival held on a cattle ranch in the Canadian RockiesWho: Plump DJs, Krafty Kuts… Disco Dave!Why: To daub yourself in luminous paint and have a strange encounter with someone dressed as a nine-foot insect20. Fuji RockWhere: Naeba, Niigata, JapanWhen: 26-28 JulyWhat: Japan’s largest outdoor music event in a mountain setting, with forests and rivers between stages, and a cable carWho: My Bloody Valentine, Nine Inch Nails, The CureWhy: For a festival experience so utterly different to Reading or V. For example, their website advises not to go near the bees’ nests. Watch out for the snakes, and the bears!ReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Map UK1. GlastonbudgetWhere: Leicestershire, EnglandWhen: 24-26 MayWhat: Not just a bad pun, but a festival specialising in tribute bandsWho: Oasish, Green Date, The Fillers, Kins of Leon etc, etcWhy: Even better than the real thing? It”s certainly cheaper.2. The WickermanWhere: Dumfries & Galloway, ScotlandWhen: 26-27 JulyWhat: Glastonbury on a much smaller scaleWho: North Tyneside SteelbandWhy: To witness the burning of a big bloke made of straw3. RewindWhere: Perth, Scotland and Henley-on-Thames, EnglandWhen: 26-28 July and 16-18 AugustWhat: 80s-tastic retro festWho: Belinda Carlisle, Heaven 17, Level 42, Rick AstleyWhy: Because heaven is a place on Earth4. BloodstockWhere: Derbyshire, EnglandWhen: 8-11 AugustWhat: The UK’s biggest independent metal festivalWho: Anthrax, SlayerWhy: To cheer yourself up with a good headbang5. Festival No.6Where: Portmeirion, WalesWhen: 13-15 SeptemberWhat: ‘A festival like no other’Who: Manic Street Preachers, ChicWhy: The Don’t Tell Stories Magical Woodlands Traillast_img read more

first_imgGuests from The Ritz-Carlton, Cancun can team up with volunteers of the award winning resort to help Mayan communities in need. The Mayan Acquaintance Experience is the resorts Give Back Getaway activity, offering voyagers the opportunity to sense the magic of a culture still alive in the jungles of Quintana Roo.Partnering with Kanché, a local non-profit organization, starting August 14, 2009, the beachfront hotel is offering guests the opportunity to have an extraordinary encounter with the Mayan culture through a full-day giving experience. During their visit, participants travel to a nearby village to join the locals on projects that will contribute to improve the rural conditions of the town and the lack of opportunities for its people.Once on location, guests work side-by-side with the resort’s volunteers and the community on different tasks, from painting and gardening to simple carpentry and furniture restoration for improvement of the school. In addition, guests can also collaborate in implementing recycling programs to raise environmental awareness in the community. At all times, participants are joined by the hotel’s employees who provide interesting tidbits about this captivating culture and teach Mayan words for visitors to communicate with the locals.“Give Back Getaways is an inspiring opportunity for guests to team up with our ladies and gentlemen to become more involved with the region and personally enrich their visit” mentioned Hermann Elger, general manager. “The Mayan Acquaintance experience provides a true insight into the Mayan culture while conveying the spirit of giving. We are all eager to join efforts with our guests to create a lasting contribution while providing significant and unforgettable experiences” he added.www.ritzcarlton.comlast_img read more

first_imgProfessional wrestler King Kong Bundy dead at age 61 by The Associated Press Posted Mar 5, 2019 3:46 am PDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Emailcenter_img GLASSBORO, N.J. — Professional wrestler King Kong Bundy has died at age 61.Promoter and longtime friend David Herro says Bundy died on Monday. Herro posted on Facebook : “Today we lost a Legend and a man I consider family.” The cause of death and other details were not disclosed.Bundy, whose real name was Christopher Pallies, was born in Atlantic City, New Jersey. The 6-foot-4 (1.93 metres), 458-pound (208-kilogram) wrestler made his World Wrestling Federation debut in 1981.He was best known for facing Hulk Hogan in 1986 in a steel cage match at WrestleMania 2, which Hogan won.Bundy had guest appearances on the sitcom “Married…with Children.”He was planning to appear next month at WrestleCon in New York City.The Associated Presslast_img read more